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Comparing Alternative Investment Platforms – Investing

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Investing is one of the most reliable sources of passive income today. With all the investment services available to the public, making your money work becomes endlessly accessible. However, there is a plethora of alternative investment platforms in the modern market, making it difficult to choose. Read on to find out where to invest money online.

quanloop

It is a Estonian alternative investment fund which offers its services to European citizens. Quanloop borrows money from its investors and distributes it among companies that need investment. The capital on this platform has high liquidity as users get their funds back to their accounts within 24 hours.

advantages

  • This solution comes in handy for investors who prefer to earn passive income without getting too involved in the process.
  • Risks can be minimized by the three different risk plans.
  • There are cashback and referral bonuses.

Disadvantages

  • It is not possible to choose the companies you want to invest your money in, as these are chosen by the service.

Mintos

This lending platform is based in Latvia and has offices across Europe and Latin America. Further offices are to be opened in Southeast Asia in the future. Businesses can place their loans on the site for investors to lend their capital. Both individuals and companies can make investments on this platform. The average response rate here is around 12%.

advantages

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  • Here, too, you have three different investment plans to manage your risks. The plan with the highest risk provides the greatest return on your investments.
  • A referral program is available to invite friends to the platform. A 1% commission can be earned for each invited user.

Disadvantages

  • This service is currently unavailable in the UK and some other countries.

PeerBerry

This Lithuania-based P2P investment provider opened in 2017. European citizens can use it to invest money online if they have a bank account registered in the EU. It’s possible to earn a 12% annual return, although lately the average percentage has been around 10%. All investments can be made manually or with an auto-invest option. This tool is useful for diversifying your investment portfolio without spending too much time on it.

advantages

  • Investing becomes accessible to everyone since the minimum amount to invest for this service is 10 euros.
  • A variety of bonuses and affiliate programs are available. From refer-a-friend bonuses to a 0.5% welcome bonus added to the return percentage, it’s possible to make more money.

Disadvantages

  • This service is particularly suitable for short-term loans.

Bondora

This Estonian P2P lending service has been on the market since 2008. To invest using this service you must be an EEA or Norwegian citizen or a company registered in the European Union. Investors can select the loans they wish to support here. This provider requires a SEPA payment for your investment on the Internet.

advantages

  • Only one euro is required for an investment. This service is more accessible than most lending platforms.
  • Different investment plans are available depending on how much control you want over your investment strategy.

Disadvantages

  • The average return on investment here is 9%, which is relatively low compared to other investment services.

Crowdestate

Another Estonian peer-to-peer lending service called Crowdestate was founded in 2014. This company has since grown to many European countries. A variety of loans in business, mortgage, real estate, etc. are available here. Verification is required to invest through this platform.

advantages

  • The return percentage can be up to 20%. The average annual return is 13%.
  • The investment account can easily be set up manually or automatically.

Disadvantages

  • The minimum investment amount is 100 euros, which makes it less accessible for many novice investors.

Conclusions

Despite a variety of investment services in the European market, they offer unique features and may suit novice or more experienced investors. You can choose investment platforms based on your needs and seed capital.

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Investing

Types of real estate: what you need to know

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When working with a real estate agent, you have an added benefit by understanding the property types available. There are many different types of real estate, each with their own unique characteristics. Here’s a quick rundown of the most common types of property you’ll encounter:

residential real estate

This includes single-family homes, apartment buildings (apartments), and condominiums. Home ownership is typically used for residential purposes, but can also be rented out to generate income.

commercial real estate

This includes office buildings, retail stores, warehouses and industrial properties. Commercial real estate is used for business purposes and generates income through rent or lease payments.

commercial property

This includes factories, production facilities and other properties used for production or storage. Commercial property is typically used for business purposes and generates income through rent or lease payments.

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This is any land that is not being cultivated or used for a specific purpose. Vacant land can be used for farming, ranching, recreation, or as vacant land.

Buy and sell Real Estate Majorca can be complex so working with a qualified real estate agent who can help you navigate the market is essential. With a knowledgeable agent by your side, you can find the right property for your needs and make the best possible investment.

The procedure provides for the following:

1- Find the right real estate agent: The first step is to find a reliable and experienced agent who knows the ins and outs of the business. Look for someone with a proven track record who is familiar with the type of property you are interested in.

2- Get pre-approval for a loan: Before you start buying a property, pre-approval for a loan is crucial. This will give you a better idea of ​​your budget and help narrow your search.

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3- Find the right property: Once you’ve found a few properties that fit your budget, it’s time to tour them. Pay attention to the condition, location and equipment of the property.

4- Negotiate the price: Your agent will come in very handy during the negotiation phase. They will help you haggle for the best possible price on the property.

5- Complete the contract: Once you have reached an agreement, it is time to sign the paperwork and make the purchase. Congratulations, you are now a homeowner!

6- Make an insurance: Insurance is important for owning a home. It protects you from damage and repairs in the event of an accident or natural disaster.

7- Maintain the property: Perform regular maintenance tasks such as B. Mowing the lawn, painting the outside and fixing repair problems. Taking good care of your home can keep it in top condition and avoid costly repairs.

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8th- Sell ​​when the time is right: When you’re ready to sell, work with your realtor to determine the best time to market your home. They help you price your home competitively and market it to potential buyers.

Buying real estate is a big decision, so you need to do your homework and understand your options. With a little knowledge and the help of a qualified agent, you will be able to find your dream property.

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